:root{
  --navy:#081C34; --navy-2:#0C2A4A; --ink:#16324c; --slate:#4A6076; --muted:#6B7F92;
  --blue:#1574B5; --blue-d:#0E5A8F; --aqua:#19B8CC; --aqua-2:#46E0D5; --sky:#7FD0FF;
  --bg:#fff; --paper:#F6FAFC; --paper-2:#EEF5F9; --line:#E1EAF1; --line-2:#D3E0EA;
  --ok:#12A66B; --gold:#F5A623;
  --r:16px; --r-lg:22px;
  --sh-1:0 1px 2px rgba(8,28,52,.06),0 2px 6px rgba(8,28,52,.05);
  --sh-2:0 6px 16px -6px rgba(8,28,52,.14),0 2px 6px rgba(8,28,52,.06);
  --sh-3:0 30px 60px -24px rgba(8,28,52,.32),0 8px 20px -10px rgba(8,28,52,.16);
  --sp:clamp(56px,8vw,104px);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--ink);line-height:1.6;background:var(--bg);overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4,.disp{font-family:'Sora',sans-serif;letter-spacing:-.028em;line-height:1.08;color:var(--navy);overflow-wrap:break-word}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.eyebrow{font-family:'Sora';font-weight:700;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);display:inline-flex;align-items:center;gap:8px}
.eyebrow svg{width:15px;height:15px;color:var(--aqua)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:'Sora';font-weight:700;font-size:16px;
  padding:16px 26px;border-radius:13px;border:0;cursor:pointer;transition:transform .18s cubic-bezier(.2,.8,.2,1),box-shadow .18s,background .18s;white-space:nowrap;line-height:1}
.btn svg{width:19px;height:19px}
.btn-primary{background:linear-gradient(135deg,var(--aqua),var(--blue));color:#fff;box-shadow:0 12px 26px -10px rgba(21,116,181,.66),inset 0 1px 0 rgba(255,255,255,.24)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 20px 40px -12px rgba(21,116,181,.72)}
.btn-primary:active{transform:translateY(0)}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border:1.5px solid rgba(255,255,255,.34);backdrop-filter:blur(6px)}
.btn-ghost:hover{background:rgba(255,255,255,.16);border-color:rgba(255,255,255,.6)}
.btn-full{width:100%}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px;border-radius:8px}

header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.86);backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid transparent;transition:.25s}
header.nav.scrolled{border-bottom-color:var(--line);box-shadow:0 8px 24px -18px rgba(8,28,52,.5)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:11px}
.brand img{height:44px;width:auto}
.brand b{font-family:'Sora';font-weight:800;font-size:16.5px;color:var(--navy);line-height:1.05;letter-spacing:-.02em}
.brand small{display:block;font-size:10.5px;color:var(--muted);font-weight:600;letter-spacing:.02em;margin-top:2px}
.nav-r{display:flex;align-items:center;gap:16px}
.nav-since{font-size:12px;color:var(--muted);font-weight:600}
.nav-call{display:inline-flex;align-items:center;gap:8px;font-family:'Sora';font-weight:800;color:#fff;font-size:15.5px;
  background:linear-gradient(135deg,var(--blue),var(--blue-d));padding:11px 16px;border-radius:11px;box-shadow:0 8px 18px -8px rgba(14,90,143,.6)}
.nav-call svg{width:16px;height:16px}
.nav-call:hover{transform:translateY(-1px)}

.hero{position:relative;color:#fff;overflow:hidden;
  background:radial-gradient(1200px 520px at 82% -8%,#1c5a8c 0,transparent 58%),
             radial-gradient(760px 420px at 8% 108%,rgba(25,184,204,.34),transparent 66%),
             linear-gradient(157deg,#081C34 0%,#0C2A4A 52%,#0E5A8F 118%)}
.hero:before{content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;
  background-image:radial-gradient(rgba(255,255,255,.06) 1px,transparent 1.4px);background-size:26px 26px}
.hero-in{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center;padding:clamp(44px,6vw,74px) 0 clamp(56px,7vw,86px)}
.loc-pill{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);
  color:#DCEBF6;font-family:'Sora';font-weight:700;font-size:12px;letter-spacing:.1em;text-transform:uppercase;padding:8px 14px;border-radius:999px}
.loc-pill svg{width:14px;height:14px;color:var(--aqua-2)}
.hero h1{font-size:clamp(34px,5.4vw,56px);font-weight:800;color:#fff;margin:20px 0 0;letter-spacing:-.035em}
.hero h1 .hl{background:linear-gradient(105deg,var(--aqua-2),var(--sky));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lede{font-size:clamp(16px,1.7vw,19px);color:#BFD6E7;margin-top:20px;max-width:540px}
.hero-trust{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}
.htag{display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:600;color:#DCEBF6;background:rgba(255,255,255,.07);
  border:1px solid rgba(255,255,255,.14);padding:8px 13px;border-radius:10px}
.htag svg{width:15px;height:15px;color:var(--aqua-2)}
.stat-row{display:flex;gap:26px;margin-top:28px;flex-wrap:wrap}
.stat-row .s b{display:block;font-family:'Sora';font-weight:800;font-size:26px;color:#fff;letter-spacing:-.03em}
.stat-row .s span{font-size:12px;color:#9FBDD3;font-weight:600}

.qcard{background:#fff;color:var(--ink);border-radius:var(--r-lg);box-shadow:var(--sh-3);overflow:hidden;border:1px solid rgba(255,255,255,.5)}
.qcard-h{padding:22px 26px 16px;background:linear-gradient(180deg,#fff,#F4FAFC);border-bottom:1px solid var(--line)}
.qcard-h .k{display:inline-flex;align-items:center;gap:7px;font-family:'Sora';font-weight:800;font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--ok);margin-bottom:8px}
.qcard-h .k svg{width:15px;height:15px}
.qcard-h h3{font-size:21px;color:var(--navy)}
.qcard-h p{font-size:13.5px;color:var(--muted);margin-top:4px}
.qcard-b{padding:20px 26px 24px}
.field{margin-bottom:13px}
.field label{display:block;font-size:12.5px;font-weight:700;color:var(--ink);margin-bottom:6px}
.field input,.field select{width:100%;font-family:'Inter';font-size:16px;padding:14px 15px;border:1.6px solid var(--line-2);border-radius:12px;outline:none;transition:.15s;background:#fff;color:var(--ink)}
.field input::placeholder{color:#9FB0BF}
.field input:focus,.field select:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(21,116,181,.13)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.micro{display:flex;align-items:center;justify-content:center;gap:7px;font-size:12px;color:var(--muted);margin-top:12px;text-align:center}
.micro svg{width:14px;height:14px;color:var(--ok);flex-shrink:0}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.ok-msg{display:none;text-align:center;padding:8px 4px}
.ok-msg .badge{width:60px;height:60px;border-radius:50%;background:linear-gradient(135deg,#12A66B,#0c8a58);display:grid;place-items:center;margin:6px auto 14px;box-shadow:0 12px 26px -10px rgba(18,166,107,.6)}
.ok-msg .badge svg{width:30px;height:30px;color:#fff}
.ok-msg h4{font-size:19px;color:var(--navy);margin-bottom:6px}
.ok-msg p{font-size:14.5px;color:var(--slate)}

.tstrip{background:var(--navy-2);border-top:1px solid rgba(255,255,255,.08)}
.tstrip .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 30px;padding:20px 22px}
.tstrip .t{display:inline-flex;align-items:center;gap:9px;color:#CFE0EC;font-size:13.5px;font-weight:600}
.tstrip .t svg{width:19px;height:19px;color:var(--aqua-2)}
.tstrip .t b{color:#fff;font-family:'Sora';font-weight:700}

.band{padding:var(--sp) 0}
.band.paper{background:var(--paper)}
.head{text-align:center;max-width:720px;margin:0 auto 44px}
.head h2{font-size:clamp(26px,3.3vw,38px);margin:12px auto 0}
.head p{font-size:clamp(15px,1.6vw,17px);color:var(--slate);margin-top:14px}

.report{max-width:900px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-2);overflow:hidden}
.report-top{display:grid;grid-template-columns:auto 1fr;gap:26px;align-items:center;padding:28px 30px;background:linear-gradient(180deg,#fff,#F7FBFD);border-bottom:1px solid var(--line)}
.gauge{width:118px;height:118px;border-radius:50%;display:grid;place-items:center;position:relative;flex-shrink:0;
  background:conic-gradient(var(--gold) 0 62%,var(--paper-2) 62% 100%);box-shadow:var(--sh-1)}
.gauge:after{content:"";position:absolute;inset:12px;background:#fff;border-radius:50%}
.gauge .g{position:relative;z-index:1;text-align:center}
.gauge .g b{display:block;font-family:'Sora';font-weight:800;font-size:26px;color:var(--navy);line-height:1;letter-spacing:-.03em}
.gauge .g span{font-size:10.5px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.report-top .rt h3{font-size:20px;color:var(--navy)}
.report-top .rt p{font-size:13.5px;color:var(--slate);margin-top:5px}
.report-meta{display:flex;gap:22px;margin-top:12px;flex-wrap:wrap}
.report-meta .m span{display:block;font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:700}
.report-meta .m b{font-family:'Sora';font-weight:700;font-size:15px;color:var(--ink)}
.report-body{padding:24px 30px 28px}
.report-body>p{font-size:15.5px;color:var(--slate);margin-bottom:18px}
.rlist{display:grid;grid-template-columns:1fr 1fr;gap:11px}
.rlist .r{display:flex;align-items:flex-start;gap:10px;font-size:14.5px;color:var(--ink)}
.rlist .r svg{width:20px;height:20px;color:var(--ok);flex-shrink:0;margin-top:1px}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;max-width:980px;margin:0 auto}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px 26px 26px;box-shadow:var(--sh-1)}
.step .n{position:absolute;top:-18px;left:26px;width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--blue-d));
  color:#fff;font-family:'Sora';font-weight:800;font-size:19px;display:grid;place-items:center;box-shadow:0 12px 22px -10px rgba(8,28,52,.5)}
.step h3{font-size:18px;margin:14px 0 8px}
.step p{font-size:14.5px;color:var(--slate)}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.scard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;transition:transform .22s cubic-bezier(.2,.8,.2,1),box-shadow .22s,border-color .22s}
.scard:hover{transform:translateY(-4px);box-shadow:var(--sh-2);border-color:var(--line-2)}
.scard .ic{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;margin-bottom:15px;
  background:linear-gradient(135deg,rgba(25,184,204,.16),rgba(21,116,181,.14));color:var(--blue)}
.scard .ic svg{width:26px;height:26px}
.scard h3{font-size:17.5px;margin-bottom:7px}
.scard p{font-size:14px;color:var(--muted)}

.split{display:grid;grid-template-columns:.92fr 1.08fr;gap:clamp(30px,5vw,60px);align-items:center}
.split .ph{position:relative}
.split .ph img{border-radius:var(--r-lg);box-shadow:var(--sh-3);width:100%;object-fit:cover;aspect-ratio:4/3}
.split .ph .tag{position:absolute;left:18px;bottom:18px;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-radius:13px;
  padding:12px 16px;box-shadow:var(--sh-2);display:flex;align-items:center;gap:11px}
.split .ph .tag svg{width:26px;height:26px;color:var(--blue)}
.split .ph .tag b{display:block;font-family:'Sora';font-weight:800;font-size:14px;color:var(--navy)}
.split .ph .tag span{font-size:12px;color:var(--muted)}
.split h2{font-size:clamp(24px,3vw,34px);text-align:left;margin:14px 0 16px}
.split>div>p{font-size:16.5px;color:var(--slate);margin-bottom:20px}
.whylist{display:grid;gap:14px;margin-bottom:24px}
.whylist .w{display:flex;gap:13px;align-items:flex-start}
.whylist .w .wi{width:38px;height:38px;border-radius:10px;background:var(--paper-2);color:var(--blue);display:grid;place-items:center;flex-shrink:0}
.whylist .w .wi svg{width:20px;height:20px}
.whylist .w b{font-family:'Sora';font-weight:700;font-size:15.5px;color:var(--navy);display:block}
.whylist .w span{font-size:14px;color:var(--slate)}
.pquote{border-left:4px solid var(--aqua);background:var(--paper);border-radius:0 12px 12px 0;padding:16px 20px;font-family:'Sora';
  font-weight:600;font-size:16px;color:var(--navy);font-style:italic}

.guarantee{background:linear-gradient(135deg,#0C2A4A,#081C34);color:#fff;border-radius:var(--r-lg);padding:clamp(32px,4vw,44px);
  display:grid;grid-template-columns:auto 1fr auto;gap:26px;align-items:center;box-shadow:var(--sh-3);position:relative;overflow:hidden}
.guarantee:before{content:"";position:absolute;right:-40px;top:-40px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(25,184,204,.28),transparent 70%)}
.guarantee .seal{width:88px;height:88px;border-radius:50%;border:2px dashed rgba(255,255,255,.34);display:grid;place-items:center;flex-shrink:0;position:relative}
.guarantee .seal svg{width:42px;height:42px;color:var(--aqua-2)}
.guarantee h3{color:#fff;font-size:clamp(20px,2.4vw,26px);margin-bottom:6px}
.guarantee p{color:#BFD6E7;font-size:15px;max-width:520px;position:relative}
.guarantee .g-cta{position:relative}

.faq{max-width:820px;margin:0 auto;display:grid;gap:12px}
.qa{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:var(--sh-1)}
.qa summary{cursor:pointer;list-style:none;padding:20px 22px;font-family:'Sora';font-weight:700;font-size:16.5px;color:var(--navy);
  display:flex;align-items:center;justify-content:space-between;gap:14px}
.qa summary::-webkit-details-marker{display:none}
.qa summary .pm{width:26px;height:26px;border-radius:8px;background:var(--paper-2);color:var(--blue);display:grid;place-items:center;flex-shrink:0;transition:.2s;font-size:20px;line-height:1}
.qa[open] summary .pm{transform:rotate(45deg);background:var(--blue);color:#fff}
.qa .a{padding:0 22px 20px;font-size:15px;color:var(--slate)}

.cta{position:relative;overflow:hidden;text-align:center;color:#fff;padding:clamp(56px,7vw,88px) 0;
  background:radial-gradient(800px 400px at 50% -20%,#1c5a8c 0,transparent 60%),linear-gradient(160deg,#0C2A4A,#081C34)}
.cta h2{color:#fff;font-size:clamp(26px,3.4vw,40px)}
.cta p{color:#BFD6E7;font-size:clamp(15px,1.7vw,18px);margin:14px auto 28px;max-width:560px}
.cta .btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

footer{background:#06182C;color:#8FA8BC;padding:52px 0 30px;font-size:14px}
.fx{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
footer .brand b{color:#fff}.footer-brand small{color:#8FA8BC!important}
footer h5{font-family:'Sora';color:#fff;font-size:13px;letter-spacing:.05em;text-transform:uppercase;margin-bottom:12px}
footer a{color:var(--sky)}footer a:hover{text-decoration:underline}
footer .sig{color:#6E8AA0;font-style:italic;margin-top:10px}
.fbar{border-top:1px solid rgba(255,255,255,.08);margin-top:34px;padding-top:20px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12.5px;color:#6E8AA0}

.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s cubic-bezier(.2,.8,.2,1),transform .6s cubic-bezier(.2,.8,.2,1)}
.reveal.in{opacity:1;transform:none}

@media(max-width:900px){
  .hero-in{grid-template-columns:1fr;gap:34px;padding:34px 0 44px}
  .split{grid-template-columns:1fr;gap:28px}.split .ph{order:-1}.split h2{text-align:left}
  .guarantee{grid-template-columns:1fr;text-align:center;gap:18px}.guarantee .seal{margin:0 auto}.guarantee p{margin:0 auto}
  .steps{grid-template-columns:1fr;gap:30px}.cards{grid-template-columns:1fr 1fr}
  .rlist{grid-template-columns:1fr}.fx{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .cards{grid-template-columns:1fr}.two{grid-template-columns:1fr}.fx{grid-template-columns:1fr}
  .report-top{grid-template-columns:1fr;text-align:center;justify-items:center}.report-meta{justify-content:center}
  .nav-since{display:none}.brand small{display:none}.stat-row{gap:18px}
}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none} html{scroll-behavior:auto}}